One matter about conditional and "But For"

[Michauek]

This is the sentence to change :
But for your wisdom, we'd have never coped with our problems

should we change it into :
1) If it weren't for your wisdom, we'd have never coped with our problems
or
2) If it hadn't been for your wisdom, we'd have never coped with our problems

I think that 1st is correct because your wisdom is sth which hasn't changed while using 2) option suggest that you were wise only at that time (you dealt with our problems and that's it) and now you're not wise or whatever ?

I'm not sure which one is correct and sounds more naturally :/
what do you think ?
thanks in advance
mike
_________________
Experience is the name everyone gives to their mistakes. Oscar Wilde
Michal. I'm an english student

[Jamie (K)]

[Michauek]

thanks a lot. It solved my problem
adding comment to the 2nd part of the sentence- I thought that it's correct to put "never" after "have" but thanks for explanation !
Mike
_________________
Experience is the name everyone gives to their mistakes. Oscar Wilde
Michal. I'm an english student

[Jamie (K)]